Refresh Credit reset logo


  • Lower Debt
  • Lower Interest
  • Lower Payments
  • Pay off your debt faster


Client Debt Results

01 / 06

Stanley – Driver

Debt reduced from $123,000 to $9,000

$9,000 lump sum paid

“I felt really good and upbeat”

Blair is amazing! I still can’t believe what he has done for me. For years I struggled, my business was slowly going down. I felt trapped because of the huge debt that I accumulated. I thought that there is no way around it and that we will lose everything we own including our home. A good friend of mine told me to call Blair from Reset Debt Solutions. I was very skeptical at first, but after the first ten minutes of talking to Blair right away I felt really good and upbeat. There is a way out of the mess after all. He came in aggressively and reduced my debt from $123,000 to $9,000! Wow!

02 / 06

Erin – Salesman

Debt reduced from $27,800 to $7,200

$120/month for 60 months

“I feel a huge weight lifted off me financially and emotionally”

First of all Blair is a lifesaver. At no time throughout this whole experience did he make me feel embarrassed or uncomfortable. He knew exactly what I was feeling and going through and was there for me every step of the way. He is a true professional in every sense of the word. I feel a huge weight lifted off of me financially and emotionally, all thanks to Blair. If you are in debt trouble, go see Blair and he will guide you the process painlessly and with a smile. Best thing I’ve ever done. True story.

03 / 06

Natasha – Customer Service Rep

Debt reduced from $21,000 to $6,500

Paid $6,500 lump sum

“Without this help I would still be in loads of debt and under a lot of stress”

My experience with Blair was great. He was extremely easy to work with and eased all my concerns during the process. This experience has changed my life as I was buried in debt and had no idea how I would ever get out of it. Within a short 4 months I was able to become completely debt free by settling with a lump sum settlement. I went from $21,000 in debt to settling it for only $6,500! I will never forget that day as I felt like a huge weight had been lifted off me! Today I am happy to say that I am not only still debt free, but I have learned how to manage money and save. I have been rebuilding my credit over the last year and a half and will be looking to buy my first home soon. I feel so thankful for Blair’s help along this journey and don’t know where I would be today financially if it weren’t for him.

04 / 06

Brian – Mechanic

Debt reduced from $65,000 to $10,500

$175/month for 60 months

“I am a true believer and would refer anybody I know to Reset Debt”

Blair of Reset Debt Solutions has been absolutely fantastic throughout the whole proposal process. My options were clearly explained to me and I was very delighted how easy and straightforward they made it.

Blair was very effective and efficient as the whole process was completed and signed within 8 weeks of my initial phone call. I felt like a huge weight has been lifted from my shoulders. I am a true believer and would refer anybody I know to Blair with Reset.

He was a true professional and can’t thank him enough for his help.

05 / 06

Dave – Developer / Contractor

Debt reduced from $127,000 to $15,000

$250/month for 60 months

“Other companies were not even close”

With anything in regards to finance there is always a certain reservation to put your faith in somebody other than yourself to deal with it. After meeting Blair the first time he gave no indication of pressure, knew the options and possibilities when dealing with debt, and worked with us on our timeline to come to a resolution that was extremely fair in our favour. Previously to dealing with Reset Debt I had interviewed some other companies and the options presented were not even close to what Blair was confident he could do. I would highly recommend Blair with Reset Debt to anyone needing help dealing with their debt.

06 / 06

Kristen – Registered Nurse

Debt reduced from $92,500 to $33,000

$550/month for 60 months

“I am in control of my finances and my life again”

A huge thank you to Blair. I believed my situation was unmanageable. Yet, here I am, in control of my finances and my life again. I had no idea that any of this was even possible. If you feel helpless, hopeless about your crushing debt, I encourage you to give Blair a call. Professional, courteous, knowledgeable, and non-judgemental, he was there to answer my questions every step of the way.

Consolidate and reduce your debt
into one low monthly payment

If you have a huge amount of debt, you shouldn’t feel alone – it’s considered normal in our society these days. But we have a different life philosophy, and it involves living debt free!

When we talk about debt, we’re not talking about “good” debt that has the potential to increase your net worth, like a mortgage. We’re talking about “bad” debt. Credit cards, lines of credit, personal loans, etc. This debt doesn’t help you because every payment you make is just an attempt to catch up with the past, rather than investing in your future.

Ask yourself: When will I be free from my bad debt? 5 years, 8 years, or even 12 years? Or do you have no clue?

It’s okay if you don’t know; it’s very common and often referred to as the never-ever plan.

5 years might sound like the best plan, but how much does it really cost you? Let’s say you have 30K in credit card debt. With interest, you’d have to pay over 47K to pay it off completely. By the end of the 5 years, you’ll have paid over 17K in interest, and had a stressed cash flow the entire time.

Fortunately, there’s a better way. The Debt Reduction Loan is a new plan for the Canadian market. Unlike a traditional consolidation loan that just moves your debt around, this loan both consolidates and reduces your amount owing.

Your debt will be reduced into one low monthly payment, leaving you with lower debt and lower interest. This plan reduces your debt much faster and improves your credit score.

It’s time to put your debt behind you!


It only takes one minute to apply, it won’t affect your credit rating, and there’s no obligation.


You’ll receive a private, individual assessment. We take you step-by-step through how the debt reduction loan works and what your monthly payment will be.


Your debt reduction loan will consolidate and reduce all your unsecured debt into one low monthly payment while improving your credit score.

Build a better financial future by eliminating your debt in less than 5 years!



Making a difference

At Reset Debt Solutions we aim to make a difference. Our team has over 25 years of experience helping consumers deal with their debt.

“They helped me and my husband in ways that we didn’t even think were possible.”

Debt reduced from $47,700 to $7,980

Michelle – Customer Service Rep

“I’m now looking at a fresh start and second chance.”

Debt reduced from $78,000 to $13,800

Roderick – IT Consultant

“Without this help, I would still be in loads of debt and under a lot of stress.”

Debt reduced from $21,000 to $6,500

Natasha B – Customer Service Rep

“They completely changed my outlook for the future.”

Debt reduced from $64,800 to $13,200

Holly – Administrative Assistant

“I feel a huge weight lifted off me, financially and emotionally.”

Debt reduced from $27,800 to $7,200

Erin – Salesperson